Artificial Intelligence in Client Assessment: Redefining Risk Profiles in Bail Bonding

Artificial Intelligence is a new technology that is being used across many industries. Businesses are using AI to predict the actions and behaviors of the clients that they serve. They then use this information to improve the services they offer.

The bail bond industry is utilizing AI to assess their clients, provide predictive behavior indicators, and better communication with defendants and their families. Gone are the days of tracking down clients, meeting with them at the jails or courtrooms, physical check-ins, and mounds of paperwork. The technology and application platforms that have been developed allow the bail bondsmen to serve their client from their computer or smartphone. These platforms allow for transparency and predictive indicators that help to define the risks involved with each and every client.

Client Assessment

Every bail bondsman builds an assessment for every client. The client’s criminal record, the ability to repay the bail, likelihood of skipping bail or committing another crime, employment history and background are all factors that go into a client assessment. These indicators help the bail bondsman to decide what fees to charge and how to keep track of the defendant. By using Artificial Intelligence, the bail bondsman is able to get accurate and timely information about the client and risks. Before this technology, bondsmen were dependent upon receiving information from the defendant and/or the courts. This information could be inaccurate and not in a timely manner.

Artificial Intelligence is redefining the way bail agencies assess potential clients and aids in stronger and better communication between client, agency and courts. This tool brings balance and allows for informed decision-making not only for the bail agency, but the defendant as well.

Risk Profiles

An essential element to the bail bond process is to develop a risk profile for each client. Traditionally, this meant that a bondsman would have to physically go to the jail, meet with a client, collect all necessary data and background information from the courts and the defendant. A judgment would then have to be made by the bondsman in regard to the risk that this person posed to society and their ability to appear in court. The information that was collected would help the agency determine the fee that would be charged to that defendant as well.

The technology of Artificial Intelligence has drastically streamlined this process. Bail bond agencies can use AI platforms to build a risk assessment of a defendant based on past criminal record, employment history, social media, relationships and potential threat to society. These AI-driven platforms are redefining how assessments are built and viewed by bail agencies and court systems around the country. By utilizing AI-driven technology, biases are removed and human error and judgment are no longer a factor. Decisions about bail amounts and the probability of bail compliance are more accurate and efficient when using AI to build client and risk assessment.

While technology is not completely fool-proof, it does add a layer of security and dependability to the bail bond agency, the defendant and the court system. As AI-driven platforms and technology continue to improve, the accuracy in which it is used will become more reliable for all parties involved.